Beware of the “Free Credit Report” offer

With all the talk of identity theft, it comes as no surprise that folks are getting more concerned about checking their credit. And when the masses get concerned about something, there is always someone out there ready to take advantage of the situation.

While this isn’t a big deal from a security or privacy standpoint (at least not yet), Techdirt pointed out that a lot of free credit report offers are really just a ploy to get you to subscribe to an expensive credit monitoring service.

I personally use myFICO.com to pick up yearly credit reports from all agencies. It isn’t free, but what I do fork up has already paid for itself in the mistakes I have found bouncing around on my reports.

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