I think the latest “predictions” regarding online threats by the fine and fair Department of Homeland Security are just their way of saying “We’re paying attention, and some legislator has a bill in waiting to pump up his/her profile prior to elections.”
Tops on the list of “predictions”….spear phishing (already happening), and brokerage account break-ins (don’t worry here, the brokerages are already pretty good at losing the data themselves).
The safety recommendations include the ultra-creative “turn on your firewall,” “install and update anti-virus and anti-spyware,” and “perform regular operating system updates.”
The insight, the forethought!